/* 629 Loan local pages, staging template. Brand: 629loan.com (green #3EB978, Montserrat). Mobile-first. */
:root{--g:#3EB978;--g-d:#2A9A5F;--g-dd:#1C6E43;--ink:#0F1F17;--txt:#2B3A33;--mut:#5C6B64;--bg:#fff;--alt:#F3FAF6;--line:#DDEDE4;--r:14px;--sh:0 10px 30px rgba(15,31,23,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Montserrat,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--txt);background:var(--bg);line-height:1.65;font-size:16px;padding-bottom:68px}
img{max-width:100%;height:auto;display:block}a{color:var(--g-dd)}
h1,h2,h3{color:var(--ink);line-height:1.2;margin:0 0 .6em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(1.8rem,6vw,3rem)}h2{font-size:clamp(1.4rem,4.4vw,2rem)}p{margin:0 0 1em}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:8px 12px;border-radius:8px}
.staging-flag{background:#111;color:#fff;font-size:12px;text-align:center;padding:6px 10px;letter-spacing:.02em}
.ph{background:#FFF6D6;border:1px dashed #D9A400;color:#6B5200;border-radius:6px;padding:1px 6px;font-weight:600;font-size:.92em;box-decoration-break:clone;-webkit-box-decoration-break:clone}
/* header */
.hdr{background:var(--g);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(0,0,0,.08)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}.brand img{width:48px;height:48px}
.brand-txt{font-size:1.15rem;font-weight:600;letter-spacing:.02em}.brand-txt b{font-weight:800}
.nav{display:none;gap:26px}.nav a,.subnav a{color:#fff;text-decoration:none;font-weight:600;font-size:.95rem;opacity:.92}
.nav a:hover,.nav a[aria-current],.subnav a[aria-current]{opacity:1;text-decoration:underline;text-underline-offset:6px;text-decoration-thickness:2px}
.hdr-cta{display:flex;align-items:center;gap:14px}.hdr-cta .btn{display:none}
.hdr-phone{display:flex;align-items:center;gap:6px;color:#fff;text-decoration:none;font-weight:700;font-size:.95rem}.hdr-phone svg{width:18px;height:18px}
.subnav{background:var(--g-d);overflow-x:auto;white-space:nowrap}.subnav .wrap{display:flex;gap:22px;padding-top:9px;padding-bottom:9px}.subnav a{font-size:.85rem}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:12px 22px;border-radius:999px;font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit;transition:transform .15s,box-shadow .15s}
.btn svg{width:19px;height:19px;flex:none}.btn:hover{transform:translateY(-1px);box-shadow:var(--sh)}
.btn-primary{background:var(--g-dd);color:#fff}.btn-light{background:#fff;color:var(--g-dd)}
.btn-ghost{border-color:var(--g-dd);color:var(--g-dd);background:transparent}.btn-ghost-light{border-color:#fff;color:#fff;background:transparent}
.btn-sm{min-height:40px;padding:8px 18px;font-size:.9rem}.btn-lg{min-height:54px;padding:14px 26px;font-size:1.05rem}
.ctas{display:flex;flex-direction:column;gap:12px;margin:22px 0 8px}
/* crumbs + hero */
.crumbs{display:flex;gap:8px;font-size:.85rem;color:var(--mut);padding-top:14px;padding-bottom:14px}.crumbs a{color:var(--mut)}
.hero{background:linear-gradient(135deg,var(--g-dd) 0%,var(--g) 100%);color:#fff;padding:40px 0 44px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:380px;height:380px;border-radius:50%;border:2px solid rgba(255,255,255,.18)}
.hero h1{color:#fff}.hero p{color:rgba(255,255,255,.94);font-size:1.05rem}.hero .ph{color:#6B5200}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem!important;font-weight:700;opacity:.9;margin-bottom:.8em}
.nmls-line{font-size:.82rem;color:var(--mut);margin-top:14px}.nmls-line.light{color:rgba(255,255,255,.85)}
/* sections */
.section{padding:48px 0}.section.alt{background:var(--alt)}
.checks{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 16px}
.checks svg{width:20px;height:20px;color:var(--g-d);flex:none;margin-top:3px}
/* faq */
.faq-list{display:grid;gap:12px}
.faq-item{border:1px solid var(--line);border-radius:var(--r);background:#fff;overflow:hidden}
.faq-item summary{list-style:none;cursor:pointer;padding:18px 52px 18px 18px;font-weight:700;color:var(--ink);position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);width:26px;height:26px;border-radius:50%;background:var(--alt);color:var(--g-dd);display:grid;place-items:center;font-size:1.2rem;line-height:1}
.faq-item[open] summary::after{content:"–"}.faq-a{padding:0 18px 6px}
/* contact */
.contact{background:var(--ink);color:#fff}.contact h2{color:#fff}.contact p{color:rgba(255,255,255,.9)}.contact .nmls-line{color:rgba(255,255,255,.7)}
.contact-in{display:grid;gap:28px}
.lead-form{background:#fff;color:var(--txt);border-radius:var(--r);padding:22px;display:grid;gap:12px}
.lead-form[hidden]{display:none}
.lead-form label{display:grid;gap:4px;font-weight:600;font-size:.9rem}
.lead-form input,.lead-form textarea{font:inherit;padding:12px;border:1px solid var(--line);border-radius:10px}
/* cards (index/404) */
.cards{display:grid;gap:12px;margin-top:20px}.card{display:flex;justify-content:space-between;align-items:center;padding:18px 20px;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;font-weight:700;color:var(--ink)}.card svg{width:20px;height:20px;color:var(--g-d)}
/* footer */
.ftr{background:var(--g);color:#fff;padding:40px 0 24px}.ftr a{color:#fff}
.ftr-grid{display:grid;gap:26px}.ftr-h{color:#fff;font-size:1rem;margin-bottom:10px}
.ftr-list{list-style:none;margin:0;padding:0;display:grid;gap:8px}.ftr-list a{display:inline-flex;align-items:center;gap:8px;text-decoration:none;font-weight:500}.ftr-list svg{width:16px;height:16px}
.ftr-nmls{font-size:.85rem;margin-top:12px}
.ftr-legal{border-top:1px solid rgba(255,255,255,.35);margin-top:28px;padding-top:18px;font-size:.82rem}.ftr-legal p{margin:0 0 8px}
/* sticky phone bar: phones only */
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:60;display:grid;grid-template-columns:1fr 1fr;background:var(--ink);box-shadow:0 -4px 18px rgba(0,0,0,.18);padding-bottom:env(safe-area-inset-bottom)}
.sticky a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:58px;color:#fff;text-decoration:none;font-weight:700}
.sticky a:first-child{background:var(--g-dd)}.sticky svg{width:20px;height:20px}
@media (min-width:720px){.ctas{flex-direction:row;flex-wrap:wrap}.contact-in{grid-template-columns:1.1fr 1fr;align-items:start}.ftr-grid{grid-template-columns:1.4fr 1fr 1fr}.section{padding:64px 0}.hero{padding:64px 0 68px}}
@media (min-width:960px){body{padding-bottom:0}.sticky{display:none}.subnav{display:none}.nav{display:flex}.hdr-cta .btn{display:inline-flex}.brand img{width:56px;height:56px}.hdr-in{min-height:80px}}
